Let's start as we mean to continue. We want the Founding Members to have no special status once the Common Good Bank system is launched. We want a society of peers as soon as possible.

According to plan, Common Good Bank Members outside community divisions will have no vote. Therefore Founding Members outside community divisions should have no vote, once the bank opens.

If people want to vote, they need to rally 49 other people to establish a community division, so that their deposits, investments, and profits will be tracked separately, so that the members of that division can decide collectively, in person, how to invest in their own community and how to use the profits from those investments for the common good. We really don't want people to be involved in community discussions if they are not a stakeholder in that community.

Sure all members are stakeholders in the Common Good Bank system itself, but the system is just infrastructure to enable community-level control. Let's stick to the plan and not feel obligated to reward Founding Members by giving them special rights.

How will those Founding Members, who may live in an area without a legitimate local division, participate in the democratic process?